cost of having a baby

What does the current pro-baby push mean for you?

Sue Fagalde Lick cost of having a baby, cost of raising a child, family pressure to have children, pressure to conceive, pronatalism , , , , , , , , , , , ,

Would $5,000 change your mind about having a baby?

Fertility rates are falling all over the world. Leaders of many countries, from the U.S. to Europe and Asia, worry that we will soon have too few workers and too many old people needing care. As a result, the pronatalism movement, which promotes childbearing, is growing.

Anyone who has found themselves surrounded by people who keep asking when you’re going to have a baby has met the babies-are-great-and-everyone-has-to-have-some crowd, but now we’re hearing it from our governments, too.

In the U.S., the birthrate has fallen to 1.6 births per woman, below the 2.1 needed to sustain a stable population. Many countries are offering incentives to encourage couples to have more babies. Here in the U.S. under the Trump administration, we’re hearing similar conversations.

In April, President Trump said, “I want to be the fertilization president.” Father of five himself, he has done his part.

Vice President J.D. Vance, father of three, and famous for his childless cat lady comments, said at a March for Life in January, “I want more babies in the United States of America.”

Elon Musk, said to have fathered 14 children, has called low birth rates “a much bigger risk to civilization than global warming.”

The Trump administration has talked about awarding $5,000 for each baby born. His administration has discussed tax breaks for parents, financial help with IVF, and even a medal for mothers of six or more children. No mention of the fathers. No mention of people who might not be equipped to be good parents.

As a baby boomer who grew up hearing that we needed to stop having so many babies because overpopulation was killing the world, this blows my mind.

I’m not in the baby game anymore, but I’m pretty sure none of these so-called incentives or the words of our current leaders would have made any difference for me. It was the circumstances of my own personal life that made me childless, not anything Uncle Sam might do or say. I’m sure it’s the same for other non-parents.

Over and over, I’m hearing that young couples can’t afford to have children, due to the estimated $300,000 it costs to raise a child, the daunting cost of childcare, and the high cost of owning a home suitable for raising children. It takes two incomes to support a family these days, but if both parents work full-time, who has time to take care of the kids?

The pronatalists seem unaware of the umpteen legitimate and often sad reasons why someone might not have children. What about people struggling with infertility, people whose partners are unable or unwilling, people who don’t have partners, or people who are dealing with physical or emotional illnesses that force them to abandon their plans to have children?

What about people who are working so hard to stay financially afloat that they can’t even think about babies? What about people who are giving everything to their careers and just don’t have the time or energy to raise children? What about those who look at our world and don’t want to subject children to what’s coming, whether it’s wars, climate change, or a civilization run by AI?

Some conservatives blame feminism and women in the workplace for the decreasing birth rate. They recommend a return to the old model of Dad at work and Mom at home taking care of the family. Is that even financially possible anymore? Do we really want women who enjoy their careers to step back into the 1950s when they had no rights and few opportunities?

Oops, my politics are showing. But we do already have a lot of people in this world. Look at the traffic in any major city during commute times. Do we really need to worry that older folks outnumber young ones? It’s a concern, sure, but is having more babies the solution?

Would a $5,000 bonus, tax breaks or a Mommy Medal make any difference in your childless status? What would it take? Is there anything the government can offer that would change your situation?

If your partner has been unwilling to parent, would any of these things make him or her change their mind?

Are your family and friends talking about the need for more babies?

This post seems to be all questions. I don’t have the answers. I only know that I entered the world during the 1950s baby boom, ran into roadblocks with my two husbands, and came out the other side childless. The government had nothing at all to do with it.

What do you think? I welcome your comments.

You might be interested in my recent “Can I Do It Alone?” Substack post about buying a home. How can anyone afford it these days? Are we doomed to rent forever? Check it out at https://suelick.substack.com/p/does-being-alone-mean-you-cant-own.

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Women Without Kids: Making a Choice That Society May Not Accept

Sue Fagalde Lick abortion, birth control, books about being childfree, books about childlessness, choosing not to reproduce, cost of having a baby, men who don't want children, Millennials and childlessness, women who don't want children , , , , , , , ,

Women Without Kids: The Revolutionary Rise of an Unsung Sisterhood by Ruby Warrington, published by Sounds True, 2023.

I had a hard time reading this book. The author never wanted to be a mother and that bias pervades the pages. At first, she seems to think motherhood is a dirty trick foisted upon women to take away their freedom. Once pregnant, all choices will be taken away. You will be saddled with childcare 24/7, and the father will not help. 

Yes, but . . . 

I think babies are a miracle, one not all of us get to experience. A PERSON is formed and grows inside our bodies. How could we not want to take care of them and love them forever after? That’s just my opinion. And yes, I’m Catholic, a religion that is very pro-baby.

As I read on, Warrington is not as hard-hearted as I thought. She writes extensively about how children should not be born to parents who are not ready to support them and into a society that offers minimal support to parents. No one should be forced to procreate if they would rather devote their lives to something else. 

Toward the end, she writes, “. . . accepting that you may never be ready to be a mother in this life might lead to a period of intense grieving. Not that experiencing sadness about not having kids means you can’t also be confident in the choice not to pursue parenthood. It’s okay to grieve something you will never have and to feel empowered in your decision to prioritize other things.” 

Amen. We have choices, and who is to say one is better than the other?

Warrington is much younger than I am and proof that women from different generations have grown up in very different cultures when it comes to women’s roles.

For my mother, raising children in the 1950s and 60s, mothering was her job. Full-time, no days off. If you asked her, she’d say that was exactly what she wanted to do. Her mother and grandmother did the same. There weren’t many opportunities for women outside the home anyway. We could be secretaries, nurses, or teachers, not much else. 

Of course in those post WWII baby boom days, a family could buy a home and survive on one income. Not that it was ideal. My mother often said she thought she would lose her mind in the years she was stuck at home with two toddlers all day while my father was at work. She was responsible for all childcare, cleaning, cooking, and laundry. I know she envied my “career-girl” life when I was a young woman, when I thought motherhood was just around the bend.

We baby boomers were a mix of mothers who stayed home and mothers with jobs. In the wake of the Women’s Movement, as I graduated from college and got married two weeks later, we had the ability to do a lot more different things, but that also meant trying to juggle work and family, not an easy task. And yes, the bulk of the child-related responsibilities still fell on the women. Divorce also became a lot more common, leaving single mothers trying to do everything by themselves.

My plan was to be a stay-at-home mother-writer. I would do both, writing best-selling novels while the babies were napping or at school. Easy-peasy. Instead, I worked as a journalist, supporting my first husband, supporting myself between marriages, and still working full-time during my second marriage. And yes, most of the chores fell on me.

Now, fewer couples are getting married, and fewer are having children. If you’re reading this, you are likely among them. The economy has made it nearly impossible for young people to afford a place to live, even when both partners work at well-paying full-time jobs. How can they add children to the mix? Should we bring more people into an overpopulated world that seems to be self-destructing? Plus, young women like Warrington see the responsibilities of parenting as prison and hold onto their freedom with both hands. “Just the two of us will be fine. We’ll get a dog” is a common refrain.

In the last century, couples got pregnant and figured out the financial part later. Babies were expected as the natural thing that comes after marriage. Birth control and abortion were not readily available. If parents were exhausted and wished they could shake free of their kids now and then, well, too bad. If the husbands skipped off to their jobs and left their wives doing the bulk of the work at home, so be it. In time, the kids would grow up and leave the home, and the parents could enjoy their empty nest. 

But now, we have so many choices. Birth control. Education. Living together without getting married. Careers of all kinds open to both women and men, careers that require the biggest investment of time and energy at the same age women are most able to have babies. Couples are putting off parenthood, sometimes until it’s too late. And some, like Warrington, are just saying, “No!”

My generation and those that followed have learned that you really can’t do everything at once. Choices must be made, and few of us have the luxury of devoting all our time to parenting, even if that’s what we want to do. Warrington argues that without more support for parents–flexible work schedules, affordable childcare, and maternity leave–parenting is just too difficult. 

Maybe in the childless-by-marriage situation, when it’s not a matter of biological complications, at least one of you feels like Warrington. They look at how hard it seems to be and say no, I don’t want to do that.

Dear readers, I’m grandmother-old. I have very little connection with people who are raising children. Tell me how it looks these days. Among the couples you know, do mothers still do all the childcare and home chores, or do the partners, male or female, share the load? Do you see parenting fitting into their existing lives or taking over? Is that one of the reasons you don’t have kids? Would you be happy to make whatever sacrifices were required if you could have a baby? Or is that too much to ask these days? 

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Who can afford to have children these days?

Sue Fagalde Lick Bay Area Parent, cost of having a baby, cost of raising a child, Jonathan V. Last, too expensive to have a child, What to Expect When No One's Expecting
Back about 23 years ago, I wrote articles for Bay Area Parent and Bay Area Baby. One of my assignments was a piece on the cost of childbirth and “Baby’s first year.” Knowing nothing, I called hospitals for quotes and drove around to the various baby supply stores taking notes on what they sold and how much it cost. As if I knew what I was doing, as if I knew what one really needed to take care of a baby. I’m the one who always showed up at baby showers with a stuffed animal or a ludicrously wrong-sized garment. I should have sat down with some actual parents who were willing to go through their receipts for the past year or at least make a list of the essentials. I mean, what did I know? Did I include breast pumps, vaccinations, itty bitty shoes? Do six-month-olds even wear shoes? I know more about what a dog needs than what an infant requires, but I did my best. I came up with $33,700 (in 1990 dollars). That’s a lot of lattes.
Jonathan V. Last, author of What to Expect When No One’s Expecting, has children. He knows what they cost. He estimates raising a child from birth through college costs way more than anyone thinks, more than the USDA estimate of $207,800. Add $66,452 to $145,060 for college, which takes it to over a million dollars. Fast says the median price of a home in the U.S. in 2008 was $180,000, so “having a baby is like buying six houses, all at once. Except you can’t sell your children, they never appreciate in value, and there’s a good chance that, somewhere around age 16, they’ll announce: ‘I hate you.'” In addition to the out-of-pocket expenses, couples need to factor in lost wages for whichever parent does most of the childcare, usually the mother. These numbers don’t include the ridiculous cost of fertility treatments for those who need them or caring for a child with special needs.
Now, I’m sure parents can cut back somewhere. Do kids need the most expensive version of everything? Do their parents have to send them to the most expensive colleges and pay for food and lodging? Do all kids have to go to summer camp? But if we had children, we’d want to do the best for them, right?
The high cost may explain why the birth rate has gone down in recent years. I can barely afford to take care of my dog, whose main problem is persistent ear infections. So, let’s talk about the cost of having babies. The young people I know worry a lot about having enough money. Some of them have delayed childbirth indefinitely for that very reason. Has this been a factor in your discussions with your partner about whether or not to have children? Should it be? How would you handle the costs if you got pregnant?